Official Salary Range Of Commercial Bank Staff In Nigeria For 2025
Working in a commercial bank in Nigeria is often considered a prestigious and financially rewarding career path. In 2025, the commercial banking sector continues to expand with increased digital banking operations, new product innovations, and wider financial inclusion goals. This growth has translated into better remuneration and career development opportunities for banking professionals.
This blog explores the official salary range of commercial bank staff in Nigeria for 2025, from entry-level roles such as graduate trainees to executive positions such as branch and regional managers. Whether you're an aspiring banker or researching for career decisions, this guide will provide reliable salary insights.
Salary Structure in Nigerian Commercial Banks (2025 Overview)
The salary range of staff in Nigerian commercial banks depends on:
- Bank size and profitability
- Employee's role and department
- Years of experience
- Certifications and qualifications
Below is a breakdown of average monthly salaries across different positions in commercial banks.
1. Graduate Trainee Salary (Entry-Level Staff)
- Salary Range: ₦100,000 – ₦160,000 per month
- Job Description: Graduate trainees undergo induction training and basic orientation on banking operations.
Top Banks Paying the Most:
- Access Bank – ₦140,000/month
- GTBank – ₦120,000/month
- Zenith Bank – ₦130,000/month
2. Banking Officer (Full Staff after Confirmation)
- Salary Range: ₦180,000 – ₦350,000 per month
- Job Description: Handles customer service, account management, internal operations, and sales targets.
Notable Salaries:
- UBA – ₦210,000/month
- Fidelity Bank – ₦250,000/month
- First Bank – ₦300,000/month
3. Relationship Manager / Business Development Officer
- Salary Range: ₦250,000 – ₦500,000 per month
- Role: Manages corporate clients, acquires new customers, and drives deposits or loans.
Top Performers:
- Stanbic IBTC – ₦480,000/month
- Union Bank – ₦400,000/month
4. Branch Manager
- Salary Range: ₦500,000 – ₦1,000,000 per month
- Responsibilities: Oversees daily branch operations, ensures targets are met, manages staff and customer satisfaction.
Top Paying Banks for Branch Managers:
- First Bank – ₦850,000/month
- Zenith Bank – ₦900,000/month
- Access Bank – ₦1,000,000/month
5. Regional/Area Manager
- Salary Range: ₦1,200,000 – ₦2,500,000 per month
- Responsibilities: Manages multiple branches within a zone, monitors compliance, profitability, and performance.
6. IT, Risk, and Compliance Officers
- Salary Range: ₦300,000 – ₦700,000 per month
- Departments: Risk management, cybersecurity, auditing, anti-money laundering, and tech infrastructure.
High Paying Banks:
- Stanbic IBTC – ₦650,000/month
- Fidelity – ₦600,000/month
7. Customer Service Officer / Teller
- Salary Range: ₦90,000 – ₦180,000 per month
- Duties: Assist customers with inquiries, process deposits, withdrawals, and account requests.
8. Call Center and Support Staff
- Salary Range: ₦80,000 – ₦150,000 per month
- Common Employers: UBA, GTBank, Polaris Bank, Sterling Bank
9. Interns / IT Students / Corpers (NYSC)
- Salary Range: ₦30,000 – ₦60,000 per month
- Duration: 3 months to 1 year depending on program
10. Executive Management (GM, ED, MD/CEO)
- Salary Range: ₦3,000,000 – ₦15,000,000+ per month
- Includes: Basic salary, performance bonuses, shares, and allowances.
Top Executive Pay:
- Access Bank CEO – Over ₦15 million/month
- Zenith Bank ED – Approx. ₦10 million/month
Other Allowances and Benefits
In addition to base salaries, commercial banks offer the following:
- Housing allowance
- Medical and HMO cover
- 13th month bonuses
- Performance/incentive bonuses
- Leave allowances
- Pension contributions
- Loan schemes (at subsidized rates)
Top 5 Highest Paying Commercial Banks in Nigeria (2025)
- Access Bank
- Zenith Bank
- First Bank
- Stanbic IBTC
- GTBank
These banks are known for offering the best salaries across most employee categories, especially in mid to senior roles.
Frequently Asked Questions (FAQ)
1. What is the salary of a bank teller in Nigeria in 2025?
A bank teller in Nigeria earns between ₦90,000 and ₦150,000 monthly in 2025, depending on the bank and location.
2. How much does Access Bank pay graduate trainees in 2025?
Access Bank pays its graduate trainees approximately ₦140,000 per month during the training period in 2025.
3. Which commercial bank pays the highest salary in Nigeria in 2025?
Access Bank and Zenith Bank are among the highest-paying banks in 2025, especially for managers and executive roles.
4. Do commercial banks in Nigeria pay NYSC corpers?
Yes, most commercial banks offer monthly stipends between ₦30,000 and ₦60,000 to NYSC corps members serving with them.
5. Is working in a commercial bank worth it in Nigeria?
Yes, commercial banks offer competitive pay, structured career growth, and multiple allowances, making it a preferred career choice for many professionals.
Conclusion
The Nigerian commercial banking sector remains one of the best-paying industries in 2025. From graduate trainees to executive management, there’s a clear progression in salary and benefits based on experience and performance. Whether you're just entering the workforce or looking to switch banks, understanding the salary structure will help you make informed career decisions.
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